Still Owe More Than Your Car Is Worth? We’re Here to Help.
If you’re in the last few payments — or within a year — of your current loan and you’re dealing with negative equity, you’re not alone. At Quirk Nissan, we specialize in helping customers like you transition smoothly into a new vehicle with confidence and clarity.
Understanding Negative Equity
Negative equity happens when you owe more on your car loan than the vehicle’s current value. This can make trading in or upgrading feel out of reach — but we have solutions designed just for you.
Q: Can I trade in my car if I still owe money on it?
A: Yes! Our team will help evaluate your payoff amount and work it into a new plan if you’re ready to upgrade.
Q: What if I have bad credit or missed payments?
A: We work with a wide network of lenders and credit situations. Let’s talk — you may have more options than you think.
Q: What’s the benefit of acting before my loan ends?
A: Getting ahead of your final payments allows us to maximize available programs and get you the best possible deal.